Our ROTA fund is a peer-to-peer lending scheme allowing producers to lend to each other. Loans have transformed farm enterprises and diversified household incomes.
Our competitive, low-interest loans support smallholders who are unable to access bank loans. We have documented the greatest impact on young people and women, who have strengthened – or launched – honey enterprises and diversified into poultry, dairy and other produce including bananas.
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of farmers reported the loans improved their farm productivity and incomes.
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